With years of experience in strategic debt elimination, we've developed unique multi-phase approaches that works for homeowners at every financial level. Whether you're dealing with credit scores in the 500s, irregular income, or significant debt challenges, we use sequential strategies—starting where you are today and building toward complete debt freedom. Our combination approach means you don't need perfect credit or stable income to get started. We begin with solutions that match your current situation, then progress through strategic phases that strengthen your financial position and unlock increasingly powerful debt elimination tools. This stair-step method has helped families who've been turned down by traditional lenders achieve results they thought were impossible.
Let us show you how they went from 28.5 years 2.5 years
for full debt freedom!
Real Solutions for Real Families
Why We Are Different..
We are a strategic alliance of financial professionals specializing in debt elimination for homeowners. Our 'Partners' approach means we work with multiple lenders, specialists, and financial institutions to find solutions that traditional banks might not offer, especially for clients with credit challenges.
What sets us apart is our multi-tiered strategy system designed to help virtually every homeowner, regardless of their starting point. Many clients worry that their credit scores, income level, or debt amount will disqualify them from debt elimination strategies. That's exactly why we developed multiple pathways to success.
For clients who don't initially qualify for traditional solutions, we start with alternative approaches that build toward larger goals. We work in phases - each step designed to improve your financial profile and position you for the next level of debt elimination tools. Some clients need credit optimization first, others benefit from interim financing solutions, and still others require creative equity strategies.
The key is that every step moves you forward. Even if you start with a smaller interim solution, you're building toward increasingly powerful debt elimination strategies. No step is wasted - each phase is designed to qualify you for the next level of financial tools.
We've successfully helped clients with credit scores in the 500s, irregular income, recent financial setbacks, and complex debt situations that traditional lenders won't touch. Our network includes institutions that evaluate factors beyond just credit scores, plus alternative lenders who understand non-traditional situations.
During your free consultation, we'll identify which pathway makes sense for your situation and show you exactly how the phases work together to achieve complete debt elimination. If we can't help you, we'll tell you honestly - but we've found solutions for virtually every homeowner who owns equity in their home."
FAQs
What is Prosper Plus Partners?
We are a strategic alliance of financial professionals specializing in debt elimination for homeowners. Our 'Partners' approach means we work with multiple lenders, specialists, and financial institutions to find solutions that traditional banks might not offer, especially for clients with credit challenges
How does your service work?
We analyze your situation during a free consultation and recommend the best debt elimination strategy for your circumstances. With multiple proven strategies available - we'll match the right approach to your specific financial situation.
Do you charge fees for consultation?
Yes. however through our Net Zero strategy, your investment is recovered through our unique guidance, that allows you to skip two mortgage payments without any 30 day lates, and eliminated debt payments during the month of implementation. Multiple strategies are available - we'll determine the best approach during your free consultation.
Is my credit score a problem?
We work with banks that assist clients with less-than-perfect credit to find the best debt solutions.
What makes you different?
Every client receives a personalized debt elimination plan designed for their unique circumstances. We provide hands-on guidance throughout the entire implementation process until you're equipped to continue successfully on your own.
Can anyone benefit?
Yes, we teach proven strategies for real families drowning in debt, helping with credit cards, mortgages, car payments, etc